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Cost for Coverage

iHerb pays the full cost of the medical premiums for you and your eligible family members and the majority of the cost for the dental and vision premiums. You select the coverage levels for medical, dental, and vision insurance based on your individual needs.

Medical, Dental, and Vision

Weekly Team Member Deductions


(What you pay weekly per pay period)

  TM Only TM + Spouse TM + Child(ren) TM + Family
Medical
Blue Shield of CA Trio HMO $0 $0* $0 $0*
Blue Shield of CA PPO $0 $0* $0 $0*
Blue Shield of CA HDHP $0 $0* $0 $0*
Dental
Cigna DHMO $1.13 $2.24 $2.32 $3.23
Cigna DPPO $2.52 $5.47 $5.66 $7.87
Vision
VSP $0.38 $0.65 $0.66 $1.08

*A $100 monthly ($23.08 weekly) spousal surcharge will automatically apply if your spouse/registered domestic partner is eligible for health coverage through their employer, but you have elected to enroll your spouse/registered domestic partner in iHerb’s medical plan.

Employer Contribution

(What iHerb pays weekly per pay period)

  TM Only TM + Spouse TM + Child(ren) TM + Family
Medical
Blue Shield of CA Trio HMO $110.15 $242.32 $220.29 $330.43
Blue Shield of CA PPO $132.61 $291.75 $265.23 $397.83
Blue Shield of CA HDHP $100.45 $221.00 $200.91 $301.36
Dental
Cigna DHMO $3.37 $6.73 $6.97 $9.68
Cigna DPPO $7.54 $16.40 $16.99 $23.59
Vision
VSP $1.14 $1.96 $2.00 $3.21

Semi-monthly Team Member Deductions


(What you pay semi-monthly per pay period)

  TM Only TM + Spouse TM + Child(ren) TM + Family
Medical
Blue Shield of CA Trio ACO HMO $0 $0* $0 $0*
Blue Shield of CA PPO $0 $0* $0 $0*
Blue Shield of CA HDHP $0 $0* $0 $0*
Dental
Cigna DHMO $2.44 $4.86 $5.04 $6.99
Cigna DPPO $5.45 $11.85 $12.27 $17.05
Vision
VSP $0.82 $1.41 $1.44 $2.33

*A $100 monthly ($50.00 semi-monthly) spousal surcharge will apply if your spouse/registered domestic partner is eligible for health coverage through their employer, but you have elected to enroll your spouse/registered domestic partner in iHerb’s medical plan.

Employer Contribution

(What iHerb pays semi-monthly per pay period)

  TM Only TM + Spouse TM + Child(ren) TM + Family
Medical
Blue Shield of CA Trio HMO $238.65 $525.02 $477.29 $715.93
Blue Shield of CA PPO $287.33 $632.12 $574.66 $861.97
Blue Shield of CA HDHP $217.65 $478.83 $435.30 $652.94
Dental
Cigna DHMO $7.32 $14.58 $15.09/ $20.98 $20.98
Cigna DPPO $16.35 $35.53 $36.81/ $51.12 $51.12
Vision
VSP $2.48 $4.24 $4.33 $6.97

Voluntary LTD

Long-Term Disability
Rate per $100
Under 20 $0.14
20 – 24 $0.18
25 – 29 $0.26
30 – 34 $0.37
35 – 39 $0.52
40 – 44 $0.76
45 – 49 $1.03
50 – 54 $1.32
55 – 59 $1.37
60 – 64 $1.45
65 – 69 $1.52
70 + $1.59