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Dental Coverage

Good dental care improves your overall health. Our dental plans, through Cigna, are designed to help you maintain a healthy smile through regular dental care and fix any problems as soon as they occur.

DHMO Plan

The DHMO works like a medical HMO plan in that you must receive your care from your primary DHMO provider. This plan offers a full range of dental services and you pay a copay based on the type of service you receive. Please see the benefit schedule for a list of copays. Find an in-network dentist at Cigna.

DPPO Plan

The PPO dental plan offers you the freedom and flexibility to choose any licensed dentist. You receive the greatest savings when you visit a Preferred Dentist. If you visit a non-preferred provider, you will pay a percentage of the Reasonable and Customary (R&C) fee based on the dentist’s rates. You will not receive a dental ID card when enrolled in the DPPO plan as one is not needed in order to receive service. Find a network provider at Cigna.

Plan Features DHMO Plan DPPO Plan
In-Network Only In-Network Out-of-Network*
You pay: You pay:
Calendar Year Deductible (waived for Preventive Services) None $25 Individual/
$75 Family
$50 Individual /
$150 Family
Calendar Year Benefit Maximum None $2,000
Office Visit Varies Varies
Diagnostic & Preventive Services (e.g., x-rays, cleanings, exams) Refer to Schedule of Benefits Covered in full 10%
Basic & Restorative Services (e.g., fillings, extractions, root canals) 10% 30%
Major Services (e.g., dentures, crowns, bridges) 50% 50%
Orthodontia (adults & children to age 26) $1,220 copay (child)
$1,720 copay (adult)
50%
Orthodontia Lifetime Maximum None $1,500

*For out-of-network services, members pay applicable coinsurance plus any amount that exceeds the usual, customary, and reasonable charge.

Healthy Rewards Discount Program

Start saving today with Cigna Healthy Rewards! Log into Cigna. and navigate to the Healthy Rewards Discount Program or call 800-870-3470.