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Eligibility

You are eligible to participate in iHerb’s benefits program on the first of the month following your date of hire if:

  • You are a regular, full-time employee
  • You are scheduled to work 30 or more hours per week

Dependent Eligibility

Your family may also be eligible for benefits. You will be required to provide verification of dependent eligibility (e.g., birth certificate, marriage certificate, etc.) when enrolling. Your eligible dependents are:

  • Your legal spouse or eligible registered domestic partner (CA only)
  • Your dependent child(ren) up to age 26 (regardless of marital status, student status, level of support provided, or residency), including a biological child, stepchild, legally adopted child, child placed for adoption, child covered under a child support order, or your registered domestic partner’s children (CA only)
  • Your unmarried child(ren) age 26 or older who is/are mentally or physically disabled and who rely on you for support and care

Enrolling & Making Changes

The choices you make when you first become eligible are in effect for the remainder of the plan year. It’s important to review your benefit options carefully and choose the best coverage for you and your family.

You have three opportunities to enroll in or make changes to your benefits:

  1. Within 30 days of your eligibility date
  2. During the annual Open Enrollment period
  3. Within 30 days of a qualified change in family status. Examples include:
    • Marriage, divorce, or legal separation
    • Birth or adoption of a child
    • Death of a dependent
    • Loss or gain of other health coverage for you and/or dependents
    • Change in employment status
    • Change in residence which impacts access to care
    • Change in Medicaid/Medicare eligibility for you or a dependent
    • Receipt of a Qualified Medical Child Support Order

Qualifying Life Events

Qualifying Life Event Medical/Dental/Vision Health Care FSA Dependent Care FSA
Marriage Enroll self, spouse, and newly acquired child(ren) in all plans Enroll, drop, increase, or decrease Enroll, drop, increase, or decrease
Death of Spouse Enroll self and/or child(ren) in all plans and drop spouse Enroll, drop, increase, or decrease Enroll or increase coverage
Birth/Adoption/Placement for Adoption Enroll self, spouse and/or child(ren) in all plans Enroll or increase coverage Enroll or increase coverage
Divorce/Legal Separation/Annulment Enroll self, spouse, and/or child(ren) in all plans and drop spouse Enroll, drop, or increase or decrease Enroll, drop, increase, or decrease
Significant Change in Benefits Enroll self and/or child(ren) in all plans No change allowed No change allowed