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Voluntary Benefits

Enhance your benefits coverage by electing voluntary benefits. You are responsible for the cost of coverage and premiums may be payroll deducted.

Accident Insurance (Cigna)

Accidents can happen at any time. Accident insurance pays a cash benefit to help cover expenses related to unexpected accidents and injuries. This plan helps you cover deductibles and medical expenses. You can choose from two plan options: a Low Plan and a High Plan.

Critical Illness/Cancer Insurance (Cigna)

Are you protected if you experience a critical illness? Critical Illness insurance helps pay for expenses related to the diagnosis of a critical illness such as a heart attack, coma, kidney failure, or stroke. This coverage pays in addition to your medical plan and benefits are payable regardless of other insurance plans.

The benefit amount is determined by the type of illness and is paid in a lump sum amount. No health questions are required, but a pre-existing condition clause may apply. Coverage is available for you and your eligible dependents.

Hospital Confinement Indemnity Insurance (Cigna)

An unexpected hospital stay can be expensive, even with medical insurance. Hospital Confinement Indemnity Insurance helps pay for expenses and bills related to being admitted or confined in a hospital. Benefits are paid directly to you and the funds can be used as you see fit. You can choose from 2 plan options: a Low Plan and a High Plan.

No health questions are required, but a pre-existing condition clause may apply. Coverage is available for you and your eligible dependents.

Universal Life

The universal life insurance plan through Transamerica offers team members and their eligible dependents the option to purchase additional life insurance. Team members can purchase up to $150,000, not to exceed 5 times salary. Spouses can purchase up to $15,000 and coverage for children up to $20,000. These are individual policies and you can take them with you if you leave iHerb. For additional details, please review the TransElite Brochure and the benefit portal. 

Identity Theft Coverage – Keep Your Privacy Intact

Receive the tools, resources, and guidance you need to help you identify, mitigate, or respond to identity theft. The Identity Theft program, through Cigna, provides access to personal case managers who offer step-by-step assistance and guidance if you experience identity theft. You receive credit monitoring, credit card fraud assistance, and help with emergency travel arrangements. 

For more information contact Allstate 24/7 at 800-789-2720 or via customercare@aip.com.

Legal Plan

The legal services plan through MetLife offers participants and their eligible dependents access to legal advice and services from a nationwide network of attorneys with coverage for many personal legal issues. Services include telephone advice and office consultations on an unlimited number of legal matters, in addition to full representation for covered matters. The legal plan is available for $21.00/month after tax. 

For more information contact MetLife at 800-821-6400 or visit MetLife Legal Plans using website passcode: 9904966.

Note: You don’t pay an hourly rate if you use a network attorney.

Pet Care Savings Plan

Total Pet Plan with Pet Benefits offers everyday Pet Care Savings and Resources—NOT insurance but a pet insurance alternative.

Total Pet is a bundle of 4 components:

  • PetPlus – up to 40% off retail cost of prescriptions, preventatives, food, treats, etc.
  • PetAssure – 25% off in-house veterinary costs at participating vets; participating vets can be found at PetAssure
  • AskVet – 24/7 Telehealth
  • The PetTag – Lost Pet Recovery Service

You can obtain additional information and enroll on iHerb’s dedicated Pet Benefits site.

Home and Auto Insurance

You can receive exclusive team member-only discounts on your home and auto insurance coverage. Through this voluntary benefit program with Farmers, you can apply to purchase auto, home, and other policies.

The program offers:

  • Convenient paycheck deductions to pay your premiums.

To get a quote call 800-438-6381 or visit Farmers Insurance